They are upset because they fail to learn their personal lesson. Instead of being upset, such people should be grateful for the other person being there to teach them something they needed to learn. "People come together to teach each other lessons. The problem is, we often do not know what lesson we are teach- ing. To be upset or hold a grudge against the other person is like being upset with your bicycle because you fell off once or twice while trying to learn something new," rich dad would say. Mistakes Today As I write, the stock market and real estate markets are climbing. Individuals who have never invested before are climbing into the market, most saying the same things. They say things like, "I have made so much money in the market." Or "I'm in early and the price has gone up 20%." Those are often enthusiastic words of new investors, investors who have never lost in a down market. I am afraid that in a short while, many of these new investors who are now winning will find out what it feels like to make a mistake in the market. At that moment, we will see who the real investors are. As rich dad said, "It's not how much your investment goes up that mat- ters, it's how much it can come down that is most important. Real investors must be prepared to profit as well as learn when things do not go as they want them to in the market. The best thing a market can teach you is how to learn from your mistakes." For me, learning to control my temper has been a lifelong process. So has the process of being willing to take risks, 200 Rich Dad's Guide to Investing make mistakes, and be grateful for the other person-even though I may no longer speak to or do business with that per- son. When I reflect back on my life, I would say that it is this mental attitude that has made me the most money, has brought me the most success, and has ultimately allowed me to have the most magic in my life. Mental Attitude Quiz I learned from both dads that both school smarts and street smarts are important. Being intelligent is recogniz- ing the differences between the two, or as rich dad said, "School smarts are important but street smarts make you rich." So the mental attitude questions are: 1. What are your attitudes to risk, making mistakes, and learning? 2. What are the attitudes of the people around you to risk, making mistakes, and learning?" 3. Are there still some financial, professional, or business upsets that remain unresolved? 4. Are you still angry with someone else in regards to money? 5. And if you are upset with someone else or yourself, what lesson can you learn and be grateful for because you were courageous enough to have taken a risk and maybe learned something? I always remember my rich dad saying, "I have so much money because I was willing to make more mistakes than most people and learn from them. Most people have not made enough mistakes or continue to make the same mis- takes over and over again.