This book starts at the last two levels of in- vestors and further classifies them into the following types of investors: The Accredited Investor The Qualified Investor The Sophisticated Investor The Inside Investor The Ultimate Investor Rich Dad's Guide to Investing By the end of this book, you will know the different skill and education requirements between each differ- ent investor. 7. Many people say, "When I make a lot of money, my money problems will be over." What they fail to realize is that having too much money is as big a problem as having not enough money. In this book you will learn the difference between the two kinds of money prob- lems. One problem is the problem of not enough money. The other problem is the problem of too much money. Few people realize how big a problem having too much money can be. One of the reasons so many people go broke after making a lot of money, is because they do not know how to handle the problem of too much money. In this book you will learn how to start with the prob- lem of having not enough money, how to make a lot of money and then how to handle the problem of too much money. In other words, this book will not only teach you how to make a lot of money but more im- portantly it will teach you how to keep it. As rich dad said, "What good is making a lot of money if you wind up losing it all?" A stockbroker friend of mine once said to me, "The av- erage investor does not make money in the market. They do not necessarily lose money, they just fail to make money. I have seen so many investors make money one year and give it all back the next year." 8. How to make much more than just $200,000, the min- imum income level to begin investing in the invest- ments of the rich. Rich dad said to me, "Money is just Introduction 13 a point of view. How can you be rich if you think $200,000 is a lot of money? If you want to be a rich in- vestor, you need to see that $200,000, the minimum dollar amount to qualify as an accredited investor, is just a drop in the bucket." And that is why Phase One of this book is so important. 9. Phase One of this book, which is preparing yourself mentally to be a rich investor, has a short mental quiz for you at the end of each chapter. Although the quiz questions are simple, they are de- signed to have you think and maybe discuss your an- swers with the people you love. It was the soul searching questions my rich dad asked me that helped me find the answers I was looking for. In other words, many of the answers I was looking for, regarding the subject of investing, were really inside of me all along. What Makes the 90/10 Investor Different? One of the most important aspects of this book is the men- tal differences between the average investor and the 90/10 in- vestor. Rich dad often said, "If you want to be rich, just find out what everyone else is doing and do exactly the opposite.