It is not pretty to see a person who is out of both time and money. Mental Attitude Quiz Investing at the secure level and the comfortable level should be as mechanical or as formulated as possible. They should be "no-brainers." All you do is turn your money over to professional-and hopefully reputable- managers, and all they do is follow your plan. If you start early and if the stars shine on you, at the end of the rain- bow should be the pot of gold. Investing can-and should be-that simple, at these two fundamental levels. There is a word of caution, however. There is no such thing in life as risk free. There are lower-risk things, and that is so for investing. So, if you feel uncertain about the fate of the financial world and don't trust the people or the industry, then you have much more research to do. It is important to be true to your emotions and instinct but don't let them run your entire life. So if you cannot shake this nervousness, then invest with greater caution ... but always remember the price: the more secure an invest- ment, the more time it takes to make money... if it makes money. So there is always a tradeoff, or as they say, "There is no such thing as a free lunch." Everything has a price, and in the investment world, that price is measured in both time and money. Each Plan Has a Price ill Once your investment plans of being financially secure and/or comfortable are in place and on track, then you are better able to speculate on that hot stock tip you heard from a friend. Speculating in the world of financial prod- ucts is fun, yet it should be done responsibly. There are many so-called investors in the markets who are really ad- dicts with a gambling problem. When people ask me questions such as "What stocks are you investing in?" I have to say, "I don't pick stocks. Professional money managers do that for me." They then often say, "I thought you were a professional investor." And I reply, "I am. But I do not invest in the ways that most people invest. I invest how my rich dad taught me to invest." I personally and actively invest in the rich level of invest- ing. Very few people invest or play the game of investing at this level. The remainder of this book is dedicated to that level of investing, which my rich dad taught me. It is not a method for everyone ... especially if you do not already have the secure and comfort levels already in place. So the mental attitude questions are: 1. Are you willing to set in place an investment plan to cover your financial needs to be secure and/or comfort- able? Yes_ No_ 2. Are you willing to invest the time to learn to invest at the rich level, the level of my rich dad? Yes No 112 Rich Dad's Guide to Investing If you are not sure of your answer and want to find out what level of commitment rich dad's investment in study requires, the rest of the book will give you some insights as to what it takes to invest at the rich level.