Hence, they remain terrified about risk and money. As I wrote in CASHFLOW Quadrant, people's emotions often run their lives. Emotions such as fear and doubt lead to low self-esteem and a lack of self-confidence. In the early 1990s, Donald Trump was nearly $1 billion in debt personally and $9 billion in debt corporately. An inter- viewer asked Trump if he was worried. Trump replied, "Worrying is a waste of time. Worrying gets in my way of working to solve these problems." I have noticed that one of the main reasons people are not rich is that they worry too much about things that might never happen. Rich dad's investment lesson #2 was to mentally choose to see both worlds ... a world of not enough money and a world of too much money. Later, rich dad went into the importance of a financial plan. Rich dad strongly believed in having a fi- nancial plan for when you did not have enough money as well as a financial plan for when you will have too much money. He said, "If you do not have a plan for having too much money, then you will lose all your money and go back to the only plan you know, which is what 90% of the population knows: a world of not enough money." Security and Scarcity Rich dad said, "The more a person seeks security the more scarcity they will have in their life. Security and scarcity go hand in hand. That is why people who seek job security or guarantees are often the people with less abundance in 54 Rich Dad's Guide to Investing their life. One of the reasons the 90/10 rule of money holds true is because most people spend their lives seeking more security instead of seeking more financial skills. The more fi- nancial skills you have the more abundance you will have in your life." It was these financial skills that gave rich dad the power to begin acquiring some of the most valuable real estate in Hawaii even though he had very little money. These same fi- nancial skills give people the power to take an opportunity and turn it into millions of dollars. Most people can see op- portunities, they just cannot turn that opportunity into money and that is why they often seek even more security. Rich dad also said, "The more a person seeks security, the less they can see of the opportunities that abound. They see only one side of the coin and never see the other side. That is why the more they seek security the less opportunity they see on the flip side of the coin. As the great baseball player Yogi Bera once said, 'Strike out just 7 out of 10 times and you're in the Hall of Fame.'" In other words, if he came to bat one thou- sand times in his baseball career, and if he could strike out only 700 times, he would be in the Hall of Fame. After read- ing Yogi Bern's quote, rich dad said, "Most people are so secu- rity conscious that they live their entire lives avoiding striking out just once." Mental Attitude Quiz I came from a family that saw the world as a world of not enough money.