If we do the right things, there will always be plenty of money," or "Don't let not having money be an excuse for not getting what you want." In 1973, during one of rich dad's lessons, he said, "There are only two kinds of money problems. One problem is not enough money. The other problem is too much money. Which type of money problem do you want?" In my classes on investing, I spend a lot of time on this sub- ject. Most people come from families where the money prob- lem was not enough money. Since money is only an idea, if your idea is that there is not enough money, then that is what 52 Rich Dad's Guide to Investing million dollars of cash in it. I gasped as he said, "And this is only in one bank. I am retired now because it is a full time job to keep taking this cash out of my banks and moving it into more productive investments. I repeat it is a full time job that becomes more challenging every year." As the meeting ended rich dad said, "I spent years training Mike to build the engine that produces this much money. Now that I am retired he is running the engine that I built. The reason I can retire with confidence is because Mike knows not only how to run the engine, he can fix it if it breaks. Most rich kids lose their parents' money because al- though they grew up in extreme wealth, they never really learned how to build an engine or fix it after it is broken. In fact, too many rich kids are the very people who break the en- gine. They grew up on the rich side of the coin, but they never learned what it takes to get to that side. You have a chance, with my guidance, to make the transition and stay on the other side." A big part of taking control of myself was taking control of my internal reality about money. I have had to constantly re- mind myself that there is a world of too much money, because in my heart and soul, I have often felt like a poor person. One of the exercises rich dad had me do whenever I felt the surge of panic in my heart and stomach, the panic that comes from the fear of not having enough money, was to sim- ply say, "There are two kinds of money problems. One prob- lem is not enough money and the other is too much money. Which one do I want?" I would ask this question mentally even though my core being was in a state of financial panic. I am not one of these wishful-thinking people or a person who believes solely in the power of affirmation. I asked myself that question to combat my inherited point of view on money. Once my gut was calmed down, I would then ask my mind to begin finding solutions to whatever was financially challeng- What Kind of World Do You See? 53 ing me at the time. Solutions could mean seeking new an- swers, finding new advisors, or attending a class on a subject I was weak on. The main purpose for combating my core panic was to allow me to calm down so I could move forward again. I have noticed that most people let their panic about money defeat them and dictate the terms and conditions of their lives.