On the other hand, the В quad- rant person could possibly pay 0% on the same amount of income. In other words, the golden rule-"He who makes the rules keeps the gold"-was once again true. The rules are made from the В quadrant and have been made from there ever since 1215, when the barons forced the king to sign the Magna Carta. Maybe the В in the В quadrant stands for baron. Some of these laws and changes were explained in more detail in Rich Dad Poor Dad and in CASHFLOW Quadrant. The Decision Is Made Even after I had decided to follow rich dad's investment plan instead of my poor dad's plan, rich dad shared with me a simple analysis about my chances for success in life that re- inforced my decision. Drawing the CASHFLOW Quadrant, he said, "Your first decision is to figure out in which quadrant you have the most chance of achieving long-term financial success." Pointing to the E quadrant, he said: "You don't have the ex- pertise that employers will pay the big money for, so you'll probably never make enough money as an employee to invest with. Besides, you're sloppy, you get bored easily, you don't have a very long attention span, you tend to argue, and you don't follow instructions well. Therefore, your chances for fi- nancial success in the E quadrant don't look very good." Pointing to the S quadrant, he said, "S stands for smart. That is why so many doctors, lawyers, accountants, and engi- neers are in the S quadrant. You're bright, but you're not that smart. You were never much of a student. The S also stands for star. You'll probably never be a rock star, movie star, or 298 Rich Dad's Guide to Investing sports star, so your chances of making the big money in the S quadrant are slim." "That leaves the В quadrant," rich dad continued. "This quadrant is perfect for you. Since you lack any special talent or expertise, your chances for attaining great wealth will be in this quadrant." And with that comment, I was/ertain. I decided that my best chance for great wealth and financial success would be through building a business. The tax laws were in my favor, and my lack of stardom in the other quadrants just made my decision easier. The Author's Lesson in Hindsight I try to pass along the bits of wisdom I learned from my rich dad in the seminars I present today. When I am asked how I invest, I usually tell the group about investing through a business, or as rich dad said, "My business buys my assets." i How то Get Rich Quick 299 Invariably, people raise their hands and say things as: 1. "But I am an employee and I do not own my own busi- ness." 2. "Not everyone can own a business." 3. "Starting a business is risky." 4. "I don't have any money to invest." To these types of responses to rich dad's investment plan, I offer these ideas: To the statement that not everyone can own a business, I remind people that less than 100 years ago, most people did own their own businesses.