He said, "The odds are 50% of all marriages will end in divorce and the reality is nearly 100% of all marriages think they will beat those odds." And that may be why so many new investors are buying IPO's, buying shares from the more seasoned in- vestors. Rich dad's best words on this subject were, 'Always remember that when you are excitedly buying an asset there is often someone who knows more about the asset who is ex- citedly selling it to you!" When people learn to invest by playing the CASHFLOW games, one of the technical skills they learn is when to buy and when to sell. Rich dad said, "When you buy an investment you should also have an idea of when to sell it, especially in- vestments offered to Accredited Investors and above. In the more sophisticated types of investments, your exit is often more important than the entry strategy. When getting into such investments you should know what will happen if the in- vestment goes well and what will happen if the investment goes bad." The Financial Skills of a Qualified Investor For people who want to learn the basic financial skills, we developed CASHFLOW 101. We recommend playing it at least six to twelve times. By playing 101 repeatedly, you begin to un- derstand the basics of fundamental investment analysis. After playing 101 and gaining an understanding of the financial skills it teaches, you may want to move on to playing CASHFLOW 202. The advanced game uses the very same game board as 260 Rich Dad's Guide to Investing 101, but it goes to another level, using a different set of cards and scoring sheets. In 202, you begin to learn the complex skills and vocabulary of technical trading. You learn to use trading techniques such as short selling, which is selling shares you do not own, in anticipation of the price coming down. You also learn to use call options, put options, and straddles. All of these are very sophisticated trading techniques, which all qual- ified investors need to know. The best thing about these games is that you learn by playing and using play money. That same education in the real world could be very expensive. Why Games Are Better Teachers In 1950 a nun, who was a history and geography teacher in Calcutta, was called on to help the poor and to live amongst them. Instead of just talking about caring for the poor she chose to say very little and helped the poor with her actions not her words. It was because of her actions that when she did speak, people listened. She had this to say about the dif- ference between words and action's, "There should be less talk. A preaching point is not a meeting point. There should be more action on your part." I chose to use games as the means of teaching the invest- ment skills my rich dad taught me because games require more action than lecture in the teaching and learning process. As Mother Teresa said, 'A preaching point is not a meeting point." Our games are meeting points.