It was all part of the plan. And that is why rich dad repeatedly said to me once he knew I was serious about becoming rich, "If you want to solve the 90/10 riddle for yourself, you need to be both types of investors. You need to be a person who knows how to create assets as well as a person who knows how to buy assets. The average investor is not generally aware of the different processes and is not good at either process of invest- ing. The average investor usually does not even have a for- mally written plan." Making Millions, Maybe Billions from Your Ideas Much of the second half of this book is about how people create assets. Rich dad spent many hours with me teaching me the process on how a person takes an idea and turns it into a business that creates assets that buy assets. During one of these lessons with rich dad, he said, "Many people have ideas that could make them rich beyond their wildest dreams. The problem is, most people have never been taught how to put a business structure inside their ideas and so many of their ideas never take shape or stand on their own. If you want to be one of the 10% that makes 90% of the money, you will need to know how to build a business structure inside your creative ideas." Much of the second half of this book is about what rich dad called the "B-I Triangle" which is the mental structure that can give life to your financial ideas. It is Solving the 90/10 Riddle 231 the power of the B-I Triangle that takes an idea and turns it into an asset. Rich dad often said, "More than just knowing how to cre- ate assets that buy assets, one of the main reasons the richest of investors are able to become richer is because they know how to turn their ideas into millions and maybe even billions of dollars. The average investor may have excellent ideas, but they often lack the skills to turn their ideas into assets that buy assets." The remainder of this book is dedicated to how ordinary people are able to turn their ideas into assets that buy assets. "You Can't Do That" While teaching me how to turn my ideas into assets, rich dad often said, "When you first set out to turn your ideas into your personal fortune, many people will say, 'You can't do that.' Always remember that nothing kills your great ideas more than people with small ideas and limited imaginations." Rich dad gave me two reasons he thought people tended to say, "You can't do that." 1. They say "You can't do that" even if you are doing what they say you cannot do, not because you can't do it but because they can't do it. 2. They say, "You can't do it" because they cannot see what you are doing. Rich dad explained that the process of making a lot of money is a mental process more than a physical process. One of rich dad's favorite quotes came from Einstein, which went, "Great spirits have often encountered violent op- position from mediocre minds.